Just think: it’s August, inching closer and closer to triple digits, and your air conditioning unit dies. It just dies. Quits working. No more air conditioning, no more cool air blowing into your home to keep it comfortable. No more anything.
So you call an HVAC company to come perform an inspection and they validate what you already knew – it’s time to invest in a new air conditioner. And then they tell you something you didn’t know – a new system is going to cost more than you imagined, ranging from $7,000 to $70,000, based on the type of air conditioning system(s) you prefer, the kind of home(s) you have, and the type of energy source you’d like.
Okay, what now? Spend the season soaking in sweat and taking cold showers? Or spend all your savings (and maybe sell a kidney) to cover the cost of a new system?
Or option three? Financing.
Did you know that 70% of people taking on a home improvement project plan on financing it? When you consider that the typical consumer in the United States has no more than $5,000 they can get their hands on, it makes total sense. So when life happens and things die, and unexpected expenses such as an AC repair or replacement is mandatory, it is crucial that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have a variety of financing options for consumers looking to replace their HVAC systems. The first category of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available money to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.
Service Experts Heating & Air Conditioning also offers financing programs with a lower monthly fixed payment and a reasonable interest rate. This is for people who may not have the total value as quickly but can afford a lower cost every month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost upwards of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This payment schedule makes a new heating or air conditioning system more affordable, while also obtaining an efficient system that will help decrease energy bills while supplying home comfort.
The financing programs at Service Experts Heating & Air Conditioning are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what’s stopping you? Call Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you choose which HVAC system is right for your home AND which financing option fits in best with your life. We can’t wait to get started!