Just think: it’s June, inching closer and closer to triple digits, and your air conditioner goes out. It just dies. Doesn’t work. No more air conditioning, no more cool air to combat the summer heat and keep your home comfortable. No more anything.
So you call an HVAC company to come perform an inspection and they validate what you already knew – it’s time to invest in a new air conditioner. And then they tell you something you didn’t know – a new system is going to cost more than you imagined, ranging from $7,000 to $70,000, depending on the type of air conditioning system(s) you prefer, the type of home(s) you have, and the type of energy source you’d like.
Okay, what now? Spend the season soaking in sweat and taking cold showers? Or spend all your savings (and maybe sell an organ) to cover the cost of a new air conditioner?
But what if there was another option? Enter financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the typical consumer in the United States has less than $5,000 they can get ahold of, it makes complete sense. So when life happens and things die, and unexpected expenses such as an AC repair or replacement is mandatory, it is crucial that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have a variety of financing options for homeowners looking to replace their HVAC systems. The first group of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available dollars to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.
Service Experts Heating & Air Conditioning also offers financing options with a lower monthly fixed payment and a reasonable interest rate. This is for people who may not have the total value as quickly but can afford a lower monthly cost. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost upwards of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This payment schedule makes a new HVAC system more affordable, while also obtaining an efficient system that will help lower energy bills while supplying home comfort.
The financing programs at Service Experts Heating & Air Conditioning are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, what’s stopping you? Call Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you choose which HVAC system is right for your home AND which financing option fits in best with your life. We can’t wait to hear from you!
